Category: Blog

Trip/ Slip and Fall Claims – Accident Lawyers

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Trip/ Slip and Fall Claims

Over one million people suffer a slip, trip, or falling injury each year, and over 17,000 Americans die as a result. Unsafe conditions are a leading cause of these injuries. Your out-of-pocket costs associated with these injuries can be tens of thousands of dollars. Add the personal and family costs (including the inability to do your job or care for your family because of the injury), and it is evident that these injuries can be devastating. Our successes have included cases involving unsafe conditions such as defective buildings or sidewalks, wet or faulty floors, icy walkways, hidden hazards, and many others.

slip and fall attorneys
A man who slipped on a wet floor beside a bright yellow caution sign holds his back in pain

For instance, apartment owners have a duty to maintain the apartments in reasonably safe condition. If you have been injured, you have rights under the law in Texas. Unfortunately, insurance companies representing these landowners do not always have your best interests at heart. Insurance adjusters are trained to protect insurance profits instead of providing you benefits to which you are entitled. It is important to have an experienced attorney in your corner who will fight with these insurance companies to make sure you receive all benefits owed to you.

We receive more and more referrals from other Texas attorneys because of our reputation of success. As one person indicated, we are the only firm he found that thoroughly prepares each case, and is ready to go to trial. We will do the same for you and your family. We offer a free consultation and there is no fee until we are successful in obtaining a recovery for you.

Don’t get hurt twice, call an experienced attorney to investigate and pursue your claim today. It is of great importance that you find an experienced Personal Injury Attorney as soon as possible after your injury. The failure to act promptly may bar your claim from compensation.

Organic Pest Control: Hands-On or Hands-Off?

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Organic Pest Control: Hands-On or Hands-Off?

Organic pest control and the effective control of garden pests depend very much on a gardener’s attitude towards the approach. The most basic approach has to do with monitoring. It’s very important for a gardener to constantly monitor his/her garden through a series of logs and journals, which keep the gardener constantly up to speed on any pest attacks and plant health. Here are some examples of items one should keep in mind for effective pest control:

pest control
Pest Control on yellow sticky note pinned with red push pin on cork board.

Sudden insect attacks, specifically from aphids, can occur seemingly overnight. While aphids can chew down leaves and stems, injuring plants, the plants can be smothered by the secretions left by the insects. What’s worse, certain types of fungi can grow on the insect secretions, which can suck essential vitamins and nutrients from the plant itself. There are organic ways to handle such garden pests, so further reading and study are needed beyond what’s included in this article. However, be prepared for this before any planting is done, as sudden attacks can destroy plants without swift action.

Lawns are especially susceptible to attacks, especially from caterpillars and other root-feeding insects. Why? Lawns, particularly new lawns, have very shallow root structures and can fall prey to predatory insects. Much like the example given above, swift action is needed if this occurs. Without an effective organic pest control plan, these insects can destroy a lawn within days.

Powdery mildew, if left unchecked, can have adverse effects on plants as well. Much like the fungi mentioned above, this mildew can suffocate plants. Ensure that plants susceptible to this are rinsed down with a gentle stream of water to wash off any mildew that might be present.

One of the basic tenants of organic pest control is to “let it be.” While it may be tempting to jump in and be “hands-on” with your plants to keep them pest-free, oftentimes it’s best to allow the environment to do its own work. While fungi and other pests may be present in your garden at any given time, avoiding the use of chemicals will allow your pests’ predators to keep them in check. Spiders, ladybugs, and other forms of predators should be allowed to remain in your garden to fight off the plant-eating pests that you’re trying to keep away.

While this isn’t a comprehensive review of organic pest control techniques, this should be a good primer in some of the methods one should consider if contemplating organic pest control instead of some of the more established methods.

This post was brought to you by Jenkins Pest Control and Lawn Services in San Antonio Texas

Home Insurance Is A Must If You Own A House

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Saving money on home insurance in Texas has never been easier. Yet, most people still pay too much. Why? Because they don’t compare quotes. You can save time, effort, and money by using a simple online form. Make the insurers compete for your business and see what discount you can get.

Home insurance becomes more important if you have a lot of high priced items in your house or if you are not in a position to replace whatever it is that you have. It is not just the contents of your home that you need to insure but also the structure as the cost to replace and repair can be astronomical. By and large, when buying the two policies from the same company there will often be the chance of a discount.home insurance

What Are the Dangers Specific in Texas?

One of the main concerns, when you live in Texas, will be the risk of losing your home to fire or losing a lot of your possessions to fire damage. There are such vast areas of grassland that this is always a possibility and so it will be advisable to take out extra insurance to allow for this risk.

Types of Coverage

There are various types of home coverage and a good company will explain all the options and allow you to decide what is best for you. In Texas there are the following options:
H0-2 – this protects you against damage caused by smoke, floods, fire, theft, riots and vandalism.
H0-3 – this covers all of the above, but also covers you in case there are injuries so you will have some medical cover.
Flood coverage – although you will be covered by some flood insurance in parts of the state it is a regular risk so it will be best to take out extra cover. Due to the severe weather conditions, it will also be a good idea to consider cover against tornados and severe winds.
How Are Home Insurance Rates Calculated?
Construction value is taken into account when home insurance rates are calculated
There are plenty of different things that can determine how much you will need to pay when it comes to home insurance and by not being accurate and honest when filling in the forms you may find you lose out at a later date. One thing that will not matter is your credit rating so there is no need to worry about that it is the house and contents that matter.
It may be a concern that they will charge too much but the companies realize that they have to be competitive so will always try to match or beat the competition. You will have to expect to pay more if you have made a number of previous claims or live in an area that will be likely to suffer damage or crime more than others. More information here @
here is a technical system used and it has the acronym C.O.P.E. and this means construction, occupancy, protection and, exposure.
This covers how the house is built as a wooden home will cost more to insure than one made of bricks. This is because a brick house is less likely to burn. The heating system is also considered so an open fire will push the premium up.
This will often refer to a second home or a property that is not used daily due to the owner working away. An empty house is a prime target for burglaries or internal damage that will not be noticed for a while. This can be countered by a lower medical premium as less time there means less time to get hurt. Landlords may pay less as they will not always be responsible for the contents
There will be a lower payment needed if you take precautions such as installing smoke detectors, fire alarms, fire extinguishers and sprinkler systems. It will also depend on whereabouts you live as a home near to a fire station will receive fire engines visit much more quickly than a home out in the wild.
This will be judged by how likely you are to be affected by the ocean or run the risk of hurricane damage. Often this means the more inland you are the better price you will be quoted.

Ways to Save on Home Insurance in Texas

The best way to do this is to shop around when your policy is due for renewal. Many companies offer a discount to new companies and while this may make them an attractive company it will normally be to make you buy from them.
By the time you have been with a company for three years, it is very likely that you will be able to get a better deal elsewhere. Using an Independent Insurance Agent will make sure that you get the best deal.

This Blog was brought to you by Falcon Insurance Services in San Antonio and South Texas

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